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"Protecting What Matters Most, One ASSET at a Time.

Our Asset  Insurance coverage typically provide protection against accidental damage to the insured asset, such as a mobile phone or other valuable item. Our insurance offering is tailored to ensure quick and hassle-free repairs, minimizing the financial burden associated with phone or Electric gadget damage. Here’s a detailed breakdown of such insurance:

Asset Insurance:

Asset insurance generally refers to coverage for valuable possessions, including electronic devices like smartphones, tablets, laptops, and other personal belongings.

Phone Insurance:

Specifically, phone insurance focuses on providing coverage for mobile phones against various forms of damage.

Features & Benefits

For property loss, options include cash payment, repairs, reinstatement, or refurbishment, providing flexible coverage and recovery solutions.

Intended customers

Targeting Low income earners for tailored insurance solutions that meets their specific needs in their residental homes.

claims

For claim, notify within 30 days, submit documents via purchasing source. Unrecoverable claims rejected or settled within 48 hours. Accepted claims settled in 48 hours with discharge voucher.

Other Services offered

Additional services include micro loan protection, and Group life  protection plan.

Coverage Options

Accidental Damage: This coverage protects against accidental damages to the insured asset, such as drops, spills, and other unforeseen incidents.

Cracked Screen: A common feature in phone insurance policies, this covers the cost of repairing or replacing a cracked or shattered screen due to accidental damage.

Liquid Damage: Protects against damage caused by exposure to liquids, such as water damage from spills or immersion.

Mechanical Breakdown: Some policies also cover damage resulting from mechanical failures or defects not covered by the manufacturer’s warranty.

Claims Process:

  • In the event of accidental damage to the insured asset, the policyholder must contact the insurance company to initiate the claims process.
  • The insurance company may require documentation such as proof of purchase, photos of the damage, and a description of how the damage occurred
  • Once the claim is approved, the policyholder  takes the damaged asset to one of our authourized repairer, after which the insurance company will cover the repair costs.
  • In an event where the cost of repair is above our coverage, the customer gets to pay for the balance of the cost of repair.
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Why Sign up!

Financial Protection: Insurance provides financial security by covering the cost of repairs for damaged assets, reducing the financial burden on the policyholder.

Peace of Mind: Knowing that their valuable possessions are protected against accidental damage can give policyholders peace of mind, allowing them to use their devices without worrying about potential risks.

Convenience: Insurance simplifies the process of repairing damaged assets by providing access to a network of approved repair centers or replacement options.

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          Yes Microinsurance offers peace of mind in a compact package. Affordable, accessible, and reliable protection for life's uncertainties. Highly recommended.

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          Absolutely impressed with Yes Microinsurance! Comprehensive coverage, hassle-free claims. A game-changer for financial security.

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